Fees
No interest. Late fees only apply when a payment is missed, and they are capped per order.
| When | Fee |
|---|---|
| A payment isn't made by its due date (orders over $40) | $10 |
| Still unpaid 7 days after the due date | + $7 |
| Maximum late fees for one order over $40 | Lower of $68 or 25% of the order |
| Orders of $40 or below | One late fee, capped at 25% of the order |
Example terms. These figures come from Afterpay's public Pay in 4 terms (checked 9 Sep 2026), used as a stand-in for this fictional product.
Not sure what this means for your order? Ask the assistant in the corner, for example "What late fees are charged if I miss a payment on a $120 order?"